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As mentioned in Part 1 of this article about noticing that some people just always seem to “always get it right” with money? All the while others struggle with the concept of saving $10 a month? Throughout the course of these past two years, I have gone through a series of self-reflections. I’ve come to find that there is a strong correlation between people’s personality and their aptitude for finances. Please don’t get me wrong that just because you take the Myers Briggs Personality Test doesn’t mean that you’re financially destined for that outcome. It just means your naturally inclined for that. I think it’s incredibly important to know yourself and what your strengths and weaknesses are. This is important so that you put fail safes in place so that you don’t have to experience the financial downsides to your personality.
The second category we are going to talk about is The Rationalists. You’ll note that all four under this category have the NT (meaning intuitive, thinkers). What does this mean regarding finances? Well, these personality types approach money in a very methodical and calculated way. I have always had a fascination (and maybe a little envy but that’s between you and me) with they way that rationalist’s approach life and their decision-making process. They have this amazing ability to take emotions out of the decision-making process and seek out their goals until fully executed. It absolutely amazes me.
ENTJ- According toan article in Business Insider, you all are the one’s to make the most money. The ultimate executives and I can definitely see why. You are the ones to have a financial plan and make sure it is executed. God help the person who gets in your way of accomplishing that goal!
Famous ENTJ’s: Bill Gates, Donald Trump, Twin Lannister (Game of Thrones anyone?)
Pros: They know how to make the money. Being a personal finance blogger, that especially intrigues me. They are incredibly creative in their financial pursuit and utilize their keen intuition to honing their strengths of their personality type to get it.
Cons (and how to fix it): As with any situation that you can get hyper-focused on, you can miss some of the wonderful parts of the journey! Like the people you meet along the way, life is a journey. Stop and enjoy the roses once and while!
INTJ- People with this type of personality are incredibly resourceful, private and do not spend their resources frivolously. They basically are the mirror image of their ENTJ counterpart, however, get exhausted from people quicker than their ENTJ counterparts, hence the ‘I’ versus ‘E’.
Famous INTJ’s: Mark Zuckerberg, Stephen Hawking, and John Adams
Pros: They don’t waste their energy, resources (money) on things that aren’t going to help them meet their ultimate goal.
Cons (and how to fix it): As with the general con of the INTJ personality type, they have a tendency to over analyze situations. They may find themselves missing out on a really good investment opportunity or a new job that pays more because they essentially paralyzed in their analysis.
ENTP- This personality type is a fun person to be around. They are very similar to an ENFP, in the sense of constantly thinking about new ideas and opportunities. I have associated them with the “crazy inventor” stereotype.
Famous ENTP’s: Matthew Perry, Issac Newton, John Candy
Pros: They also know how to make money. These are the types of personalities that I equate to most likely invest in a new technology
Cons (and how to fix it): They have a tendency to be a little disorganized. With money as well as other endeavors they pursue. With the money, you need to “give it a job”. In other words, it is important to make sure where your money is going.
INTP- This personality type is a fun person to be around. They are very similar to an ENTP, in the sense of constantly thinking about new ideas and opportunities, except they tend to exhaust from people sooner than the ENTP would. They also would be under the “crazy inventor” stereotype.
Famous INTP’s: Albert Einstein, Ashley Olsen, and Tina Fey
Pros: They can look past their current situation financially or otherwise and look to new and exciting opportunities.
Cons (and how to fix it): They have a tendency to be a little disorganized as well. With money as well as other endeavors they pursue. With money, you need to “give it a job”. In other words, it is important to make sure where your money is going.
I hope you enjoyed this article. If you did or you have had similar experiences, make a comment and let me know. You may come to find that someone else has gone through a similar experience and you may help them out! Also, if you’ve missed Part 1 of this article talking about the Idealists. Check it out!